
Where: IN Person at Keller Williams Everett & ONLINE
1000 SE Everett Mall Way, Suite 212, Everett
Please Park in the REAR of the Building
Classroom is a Separate Room from Keller Williams main office, it is down the hall ROOM 212
Meeting Starts: 9:30am
Snohomish County Satellite Meeting!! in Everett & Zoom
On the Second Saturdays at 9:30 AM
REAPS Members Free
Guests: $25
Hard Money, Private Money & DSCR Lending Insights
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with Nghi Le
of Flynn Family Lending
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Nghi is a fellow Investor and REAPS Member. When he realized that financing expenses is one of your biggest costs in a real estate flip or purchase he started digging in and doing all the research he could into being smart on financing his investments. His new research passion actually turned into a career of providing financing for other real estate investors, too. Come learn from Nghi and hear about the investor loan programs he can offer. He has some pretty unique ones too; like DSCR for rent by the room, cross collateralization and second liens on non-owner occupied. Come hear about the lending options he likes!
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At Keller Williams Everett meeting room
Saturday 9:30am Feb 8th
Everett or ZOOM
Network w/ fellow members, and say hello to new members too!
~Three experienced investors have volunteered to co-lead the Everett group!
John Murphy, Mortgage Lender,
Joanne Rocheford, Mortgage Lender and
Thomas Howell, Tax Professional
About Our Moderators....
Tom Howell
Revest Strategies is Tom's real estate investment, training, and lending company. He is working on building a lease-option company that will operate in several Western states. He is a big George Antone student and teach his systems to my clients. He broker loans, mostly through Civic Financial. He also partners with students through joint ventures, partnerships, or private lending.
John Murphy
Mortgage Broker/Banker for over 20 years, Owner of Pacific One Mortgage a division of Bay Equity Home Loans, MBA graduate of UW class of 92, Real Estate Investor for over 30 Years. Owns rental homes; partner in a multi-unit housing development , Husband, father, bike rider, disc golf player, avid reader; loves travel and adventure
Joanne Rocheford
Joanne is an award winning certified mortgage planner serving home buyers and investors since 2000. Joanne was born and raised in Seattle so has a thorough knowledge of both the local real estate market and the financial markets. Joanne is a passionate and enthusiastic advocate for investors seeking to achieve wealth through the accumulation of real estate. Joanne graduated from Seattle University with a degree in business management. In addition to helping her clients purchase homes and investment properties in Washington, Oregon and Idaho, Joanne is an accomplished real estate investor herself, and long time REAPS member and volunteer. Joanne has the market knowledge and expertise to help her clients find the right mortgage to meet their needs. Joanne is dedicated to finding great rates and loan options for her customers offering some of the fastest turn times in the industry. Her gift is structuring deals. She enjoys finding creative financing and figuring out the puzzle of creative deal structuring and financing. Awarded five star professional over nine years running providing: Fannie Mae, Freddie Mac, FHA, VA, USDA, & Non QM.
REAPS Members Free
Guests: $25
Never been to a REAPS meeting before? The first time is free! Type "Guest" in the promo code.
Thank Joe Platz of Keller Williams for providing the meeting room!


