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Fast Investor Loans & Smart Strategies with Lesa Say FIFE Feb 2026
The Poodle Dog in Fife - in Ballroom
1522 54th Ave East
Fife, Washington 98424
Tuesday, February 10, 2026, 6:30 PM PST
Category: Events

Where: Poodle Dog Restaurant in Fife- Back Meeting Room

Meeting Starts: 6:30pm     

REAPS Members Free             Guests: $30 Pre-registered and $35 At the Door

Registration required for all events CLICK HERE
  
Fast Investor Loans & Smart Strategies
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OUR GUEST SPEAKER:          

Lesa Say     
  Fellow REAPS Member, Investor, Hard Money & DSCR Lender

of Rain City Capital      

 

Traditional banks slow deals down—or kill them entirely. So how do successful investors get properties funded fast when banks aren’t an option?

 

Join us as Lesa Say of Rain City Capital breaks down how investors are using fast investor (hard money) loans to close deals with confidence.

 

What you’ll learn:

  • How fast investor loans really work

  • When hard money does (and doesn’t) make sense

  • Smart strategies to fund deals when banks say no

  • Common mistakes investors make—and how to avoid them

 

Real Deal Breakdowns
Lesa will walk through current, real-world examples, including: 

  • Fix & flip projects

  • DADU / small development deals

Want YOUR deal analyzed live?
Lesa would love to use a member’s deal as a sample. Be ready with:

  • Purchase price         

  • Rehab budget         

  • After-repair value (ARV)

 

Hard Money Q&A
What have you always wanted to know about hard money, private lending, or fast investor loans?
Now is your chance to ask.

 

Perfect for active investors, flippers, and developers who want to move faster and close more deals.

 

Come hear from an accomplished pro.
Come ask your questions.

  
Bring your friends to join in!
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Come have some fun, learn a lot
and PRIZE drawings!
PreRegister for Extra Drawing Tickets.
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~REAPS Members Free 
Guests: $30 PreRegistered and $35 At the Door

Registration required for all events CLICK HERE

  Never been to a REAPS meeting before?  The first time is FREE!  Type "Guest" in the promo code.

 

 

 

Our Hosts:

  Co-Host: Joanne Rocheford

Joanne is an award winning certified mortgage planner serving home buyers and investors since 2000.   Joanne was born and raised in Seattle so has a thorough knowledge of both the local real estate market and the financial markets.  Joanne is a passionate and enthusiastic advocate for investors seeking to achieve wealth through the accumulation of real estate.  Joanne graduated from Seattle University with a degree in business management.  In addition to helping her clients purchase homes and investment properties in Washington, Oregon and Idaho, Joanne is an accomplished real estate investor herself, and long time REAPS member and volunteer.  Joanne has the market knowledge and expertise to help her clients find the right mortgage to meet their needs.  Joanne is dedicated to finding great rates and loan options for her customers offering some of the fastest turn times in the industry.  Her gift is structuring deals.   She enjoys finding creative financing and figuring out the puzzle of creative deal structuring and financing.  Awarded five star professional over nine years running providing: Fannie Mae, Freddie Mac, FHA, VA, USDA, & Non QM.

 Co-Host: Kristel Daugherty

Designated Broker | Real Estate Investor | Designer | Army Veteran | REAPS Group Leader & Board Member

Meet Kristel:  From flipping homes to leading a real estate brokerage, Kristel Daugherty has built a career defined by vision, action, and results. An Army veteran, Kristel combines military discipline with a creative background, holding a BFA in Interior Architecture and Design.  As the owner and managing broker of Revival Realty, Kristel has closed over $15 million in real estate sales. She and her husband have flipped and renovated homes together, while also managing a small rental portfolio. Her hands-on experience gives her a unique perspective as both a broker and an active investor.  Dedicated to growing the local investing community, Kristel leads the Kitsap REAPS group every month and serves on the REAPS Board of Directors, connecting investors with the tools, knowledge, and resources they need to succeed in today’s competitive market.